A cease has been sent by me and desist letter plus the collection agency continues to be calling me personally.
A: File a problem with DIFI and check your rights also underneath the Fair Debt Collection methods Act FDCPA.
Q: Are credit fix organizations managed?
A: The Federal Trade Commission regulates credit credit and bureaus fix businesses. Additionally, you are able to submit a problem into the Arizona Attorney GeneralвЂ™s Office you have been a victim of deceptive practices from a credit repair company if you feel.
Q: Does DIFI manage all credit unions conducting business in hawaii of Arizona?
A: No, DIFI only regulates Arizona credit that is state-chartered.
Q: What may be the distinction between circumstances credit union and a credit union that is federal?
A: The main distinction is whether the license to complete company as a credit union ended up being provided because of the local government or the government. Whenever a credit that is new is founded, the organizers use for either a situation or national (federal) credit union charter. Both kinds of credit unions provide NCUA insured deposits and both are controlled in much the manner that is same. The difference that is important credit union people along with other consumers is where they ought to opt for regulatory support. Because Arizona state-chartered credit unions will be the only credit unions monitored by DIFI , issues and complaints gotten about federal credit unions or out-of-state chartered credit unions should be forwarded into the appropriate regulator. A summary of all credit unions chartered as Arizona state chartered credit unions is found at lookup a Licensee on DIFI вЂ™s web site. A summary of state and agencies that are federal govern credit unions positioned in Arizona yet not chartered as an Arizona state chartered credit union is roofed into the Other Regulator Referral List. Read More