What exactly is a TIL (Truth in Lending) declaration?How could I get my cash changed from U.S. bucks to another national countryвЂ™s currency?
A: The Federal Deposit Insurance Corporation (FDIC) has two tools you can make use of to confirm these issues. Utilizing Bank discover , you’ll determine if your bank is insured, whom the regulator that is primary, where you could get when you have an issue, or just what the annals of the bank was. You may then utilize FDICвЂ™s on the web calculator вЂ“ EDIE the Estimator вЂ“ to find out should your reports are insured.
Q: My bank has unsuccessful and I also wish to know if my reports are insured!
A: The Federal Deposit Insurance Corporation (FDIC) has a user friendly tool вЂ“ Is My Account completely Insured ? which you can use the first working day following the bank closing. Simply pick your bank and enter your bank account quantity to have the result. You can expect to get more information based on the status of one’s records.
Q: how do I get the regulator, reports and data about individual banking institutions?
A: The Federal Deposit Insurance Corporation (FDIC) provides information that is detailed an institution-level foundation within their organization Directory . This can include comprehensive economic and demographic information for every single institution that is FDIC-insured such as the latest quarterly monetary statements, with performance and condition ratios. Call Reports , which include reports from 2001 to the current for specific banks and savings associations are readily available for viewing and downloading. Taxonomies for bank Call Reports can also be found.
Q: Does DIFI enforce the Fair Debt Collection methods Act (вЂњFDCPAвЂќ)?
A: No, DIFI regulates debt collectors according to the Arizona Revised Statutes in addition to Arizona Administrative Code, which in a few circumstances afford customers greater security compared to FDCPA. The FDCPA is managed by the Federal Trade Commission . Read More