Economic exclusion is a significant and growing issue in Australia and its own effects can be devastating.
It’s estimated that 3 million Australians are seriously economically excluded, constituting 16.9% of all of the Australians. an expected further 7 million people are mildly economically excluded consequently they are maybe maybe perhaps not qualified to receive conventional bank credit.
Professor Ian Ramsay, Associate Professor Paul Ali and Ms Cosima McRae’s research is targeted on the predatory methods of fringe credit providers, who market their loan that is payday and rent services and products to susceptible low-income and economically excluded consumers.
Throughout the last 5 years, Professor Ramsay, Associate Professor Ali and Ms McRae have inked several of the most comprehensive research in this area in Australia. Read More